Client Services

Investment Planning

Our portfolio management team is led by our portfolio manager, Mike Marietti.  It is our investment philosophy here at Resources Planning Group to strategically and tactically match client’s investments with their desired goals and risk tolerance. The process includes an in depth discussion with client on their investment knowledge, investment history and tolerance to volatility within their portfolio. Once these are discussed, the investment plan is presented that diversifies the client’s holdings among several different asset classes such as Equities, Fixed Income, Cash and Alternative Investments. Within these asset classes, a tactical decision is made on how to best capture the return of the asset class. This is accomplished by positioning the holdings in the sectors that our technical and fundamental studies indicate should outperform. Thru the use of products such as Exchange Traded Funds and Mutual Funds with below average expense ratios, the internal expenses for the client is lowered. This allows for an enhanced return for the client.

2008 Year End Market Analysis!

Tax Planning

With three CPA’s within our firm and our numerous relationships with other accounting firms, we are able to work together to create the best solutions for our client’s. We seek to take a proactive approach by understanding all of the implications that financial decisions may have on a client’s tax picture. We work to spend time with our client’s throughout the year to have a reasonable estimate of their current tax situation, and how variables may continue to impact this situation. Our tax experts stay current on the impacts of recent legislation and other important changes.

Retirement Planning

Resources Planning Group strives to investigate and incorporate all vehicles which will help our clients prosper at retirement. We look at ways to maximize funding during the maximum earning years, understanding company 401k's, ESOP's, Defined Contribution and Defined Benefit plans among others. We help our clients to develop and continuously work on the plan before and during retirement. We help our clients to understand and evaluate all the options that are presented in today's complex market place.

Estate Planning

Resources Planning Group has great expertise and resources for simple and complex estate planning. We spend the time to understand what your wishes are. This may include estate freeze techniques such as QPRT's, GRAT's, FLP's and LLC's. This may include Charitable desires among other goals. We help our clients to understand that there are many options that exist. We are able to coordinate with the attorneys that do this and make sure they are most efficiently working towards your goals. We help to facilitate this process, as this is "what we do," which enables you to do what it is that "you do!"

Insurance Planning

Resources Planning Group provides expertise and solutions for many areas of insurance. We specialize in providing the most practical solutions for our clients needs. This would include insurance planning for individuals including Life, Disability and Long Term Care. We also work with small business owners who have needs to fund buy-sell agreements. As independent producers we are able to shop the best companies for our clients. Please contact us today to discuss your needs.

Small Business Planning

Resources Planning Group provides a unique advisory role to small business. We are small business owners ourselves and understand the challenges and opportunities which exist. We work in various capacities and for various fee structures depending on our client’s needs. This would include acting in the role of a corporate CFO for those companies that don’t have the capacity to have one on staff. We help our client’s with:

  • Helping our clients to review, discuss and allow our client’s to understand their financial statements.
  • Help our client’s understand the current economic environment and the impact this has on their business.
  • Bring to light potential risks and opportunities that the client may not have considered.
  • Help client’s to transfer, to sell, or to purchase other businesses.
  • Our debt specialists provide guidance on debt structure and can help prepare and take proposals to market.
  • Discuss and fund buy-sell agreements.

Family Businesses

At RPG we specialize in advising family owned businesses. We understand the challenges involved with owning and operating a family owned business. We value the significance of the delicacy associated with perceived fairness from family members within the business and also outside of the business. We help our client’s to tackle issues head on, as we know the issues that arise from family owned business.